Here’s an approach I sometimes use to develop a story (it’s drawn from screenwriting and the Hero’s Journey)
Start with the normal state of affairs – and a need or a problem that needs to be resolved
Then something happens – a catalyst or change
There’s consequences (immediate and/or long term)
A resolution (eventually)
Finally, a new ‘normal’
Can be used to talk about ‘what happened’ or ‘what you hope will happen’.